The Capital Direct I Income Trust opens select opportunities to investors like you. Share in the success we've built since 2006. You can take advantage of our proven mortgage and real estate expertise.

Capital Direct is one of the fastest growing, non-traditional private lending companies in Canada specializing in home equity and residential mortgage financing. To find out more about Capital Direct, visit our retail web site at www.capitaldirect.ca.

Find out how you can take part in Capital Direct's investment of choice.

  Warren Buffett once said, “if you don’t find a way to make money while you sleep, you work until you die.”

That’s harsh, but the Oracle of Omaha doesn’t lie. Consider that $1 million invested at 7% a year generates more annual income than the median Canadian household makes working 9 to 5s. Historically, people who learn how to generate passive income successfully see their income – and wealth – snowball over time.

Apply now to see how Capital Direct can help you create passive income.

With better investing, your plans can become reality sooner than you might think. Investment options offered by banks may not grow fast enough to achieve your financial goals.

Capital Direct I Income Trust contains a blend of mortgages carefully selected based on stability, security, and financial worth.

The Capital Direct I Income Trust is 100% RRSP, RRIF, RESP & TFSA eligible. It is an ideal investment for your medium and long term goals.

Participate in an investment option that takes advantage of the strength of the real estate market and offers attractive returns. Whether you are saving for retirement, a child's education, or simply want your registered or non-registered savings to grow, the Capital Direct I Income Trust can put your savings into high gear and help you achieve your goals. This is an investment you will be proud to tell your family and friends about!
 

Larry Berman on BNN Bloomberg talks mortgage investing...

The Rule of 72. How Capital Direct I Income Trust can help you align your investments with your financial goals.

The rule of 72 says that to find the number of years required to double your money at a given interest rate, you just divide the interest rate into 72. For example, if you want to know how long it would take to double your money at 8.01%, divide 8.01% into 72 and get 8.99 years! (This assumes that the quarterly distrubutions are reinvested using the DRIP*)

* Actual time to double your investment may vary as the annualized rate of return varies.

What People Say

We love what we do, and we hope you do too.
Here is what a few of our clients across Canada have to say!

  Steady income, we feel like the company tries hard to help us out.  

David W., Garden Bay, BC | March 10, 2025

  I have nothing negative to say, the returns are good.  

Christine S., Victoria, BC | February 24, 2025

  I chose to invest in Capital Direct I Income Trust as it seemed like a solid investment with a solid company. I would suggest to friends and colleagues.  

Doug L., Vernon, BC | February 3, 2025

Click here to read more reviews

Éire Gorman & Aaron Narayan from Capital Direct about Capital Direct | Income Trust One - What is it & How does it work? Watch video...

* Annual return is based upon Q1 2025 income produced by Class F Units of the Trust after voluntary reduction by Management in Income Participation and distribution.

** Annual return is based upon Q1 2025 income produced by Class A and C Units of the Trust after voluntary reduction by Management in Income Participation and distribution.

Past performance is not an indication of future returns. All subscriptions for the purchase of units are made pursuant to available exemptions. Investors should read the offering memorandum, especially the risk factors relating to the securities offered, before making an investment decision.