9.16%
8.16%
Do you want to be invested in
houses just like these?
Canada’s only residential mortgage income trust choice for you.
(1) Annualized rate of return is based on Q1 2026 net income produced by that class of Units of the Trust after any discretionary reduction by Management in Income Participation.
(2) Class F Units must be purchased through a third-party dealer and are intended for fully managed accounts.
All investments carry risk. Past performance is not an indication of future returns. This does not constitute an offer to the public to subscribe for Units of the Trust. Investors should read the current offering memorandum, especially the risk factors relating to a purchase of Units of the Trust, prior to making an investment decision. All subscriptions for the purchase of Units must be made pursuant to available prospectus exemptions.
9.16%
8.16%
Do you want to be invested in
houses just like these?
Canada’s only residential mortgage income trust choice for you.
(1) Annualized rate of return is based on Q1 2026 net income produced by that class of Units of the Trust after any discretionary reduction by Management in Income Participation.
(2) Class F Units must be purchased through a third-party dealer and are intended for fully managed accounts.
All investments carry risk. Past performance is not an indication of future returns. This does not constitute an offer to the public to subscribe for Units of the Trust. Investors should read the current offering memorandum, especially the risk factors relating to a purchase of Units of the Trust, prior to making an investment decision. All subscriptions for the purchase of Units must be made pursuant to available prospectus exemptions.
9.16%
8.16%
Do you want to be invested in
houses just like these?
(1) Annualized rate of return is based on Q1 2026 net income produced by that class of Units of the Trust after any discretionary reduction by Management in Income Participation.
(2) Class F Units must be purchased through a third-party dealer and are intended for fully managed accounts.
All investments carry risk. Past performance is not an indication of future returns. This does not constitute an offer to the public to subscribe for Units of the Trust. Investors should read the current offering memorandum, especially the risk factors relating to a purchase of Units of the Trust, prior to making an investment decision. All subscriptions for the purchase of Units must be made pursuant to available prospectus exemptions.
Capital Direct I Income Trust is
Championing Single Mothers Together
We at the Cause We Care Foundation want to reflect and acknowledge Capital Direct who played a part last year in our mission to help single mothers achieve economic security and create positive futures...
9.16%
8.16%
Do you want to be invested in
houses just like these?
Canada’s only residential mortgage income trust choice for you.
(1) Annualized rate of return is based on Q1 2026 net income produced by that class of Units of the Trust after any discretionary reduction by Management in Income Participation.
(2) Class F Units must be purchased through a third-party dealer and are intended for fully managed accounts.
All investments carry risk. Past performance is not an indication of future returns. This does not constitute an offer to the public to subscribe for Units of the Trust. Investors should read the current offering memorandum, especially the risk factors relating to a purchase of Units of the Trust, prior to making an investment decision. All subscriptions for the purchase of Units must be made pursuant to available prospectus exemptions.
9.16%
8.16%
Do you want to be invested in
houses just like these?
Canada’s only residential mortgage income trust choice for you.
(1) Annualized rate of return is based on Q1 2026 net income produced by that class of Units of the Trust after any discretionary reduction by Management in Income Participation.
(2) Class F Units must be purchased through a third-party dealer and are intended for fully managed accounts.
All investments carry risk. Past performance is not an indication of future returns. This does not constitute an offer to the public to subscribe for Units of the Trust. Investors should read the current offering memorandum, especially the risk factors relating to a purchase of Units of the Trust, prior to making an investment decision. All subscriptions for the purchase of Units must be made pursuant to available prospectus exemptions.
9.16%
8.16%
Do you want to be invested in
houses just like these?
Canada’s only residential mortgage income trust choice for you.
(1) Annualized rate of return is based on Q1 2026 net income produced by that class of Units of the Trust after any discretionary reduction by Management in Income Participation.
(2) Class F Units must be purchased through a third-party dealer and are intended for fully managed accounts.
All investments carry risk. Past performance is not an indication of future returns. This does not constitute an offer to the public to subscribe for Units of the Trust. Investors should read the current offering memorandum, especially the risk factors relating to a purchase of Units of the Trust, prior to making an investment decision. All subscriptions for the purchase of Units must be made pursuant to available prospectus exemptions.
9.16%
8.16%
Do you want to be invested in
houses just like these?
Canada’s only residential mortgage income trust choice for you.
(1) Annualized rate of return is based on Q1 2026 net income produced by that class of Units of the Trust after any discretionary reduction by Management in Income Participation.
(2) Class F Units must be purchased through a third-party dealer and are intended for fully managed accounts.
All investments carry risk. Past performance is not an indication of future returns. This does not constitute an offer to the public to subscribe for Units of the Trust. Investors should read the current offering memorandum, especially the risk factors relating to a purchase of Units of the Trust, prior to making an investment decision. All subscriptions for the purchase of Units must be made pursuant to available prospectus exemptions.
9.16%
8.16%
Do you want to be invested in
houses just like these?
Canada’s only residential mortgage income trust choice for you.
(1) Annualized rate of return is based on Q1 2026 net income produced by that class of Units of the Trust after any discretionary reduction by Management in Income Participation.
(2) Class F Units must be purchased through a third-party dealer and are intended for fully managed accounts.
All investments carry risk. Past performance is not an indication of future returns. This does not constitute an offer to the public to subscribe for Units of the Trust. Investors should read the current offering memorandum, especially the risk factors relating to a purchase of Units of the Trust, prior to making an investment decision. All subscriptions for the purchase of Units must be made pursuant to available prospectus exemptions.
The Capital Direct I Income Trust opens select opportunities to investors like you. Share in the success we've built since 2006. You can take advantage of our proven mortgage and real estate expertise.
Capital Direct is one of the fastest growing, non-traditional private lending companies in Canada specializing in home equity and residential mortgage financing. To find out more about Capital Direct, visit our retail web site at www.capitaldirect.ca.
Find out how you can take part in Capital Direct's investment of choice.
Warren Buffett once said, “if you don’t find a way to make money while you sleep, you work until you die.”
That’s harsh, but the Oracle of Omaha doesn’t lie. Consider that $1 million invested at 7% a year generates more annual income than the median Canadian household makes working 9 to 5s. Historically, people who learn how to generate passive income successfully see their income – and wealth – snowball over time.
Apply now to see how Capital Direct can help you create passive income.
With better investing, your plans can become reality sooner than you might think. Investment options offered by banks may not grow fast enough to achieve your financial goals.
Capital Direct I Income Trust contains a blend of mortgages carefully selected based on stability, security, and financial worth.
The Capital Direct I Income Trust is 100% RRSP, RRIF, RESP & TFSA eligible. It is an ideal investment for your medium and long term goals.
Participate in an investment option
that takes advantage of the strength of the real estate market and offers attractive returns. Whether you are saving for retirement, a child's education, or simply want your registered or non-registered savings to grow, the Capital Direct I Income Trust can put your savings into high gear and help you achieve your goals. This is an investment you will be proud to tell your family and friends about!
Larry Berman on BNN Bloomberg talks mortgage investing...
* Actual time to double your investment may vary as the annualized rate of return varies.
What People Say
Capital Direct I Income Trust has earned my trust over the last few years. As a conservative investor, I feel that this investment provides a good return for the risk I am taking. I find staff to be professional, efficient, and knowledgeable. They always provide great service. I find that Capital Direct provides clearly laid out information and delivers consistent returns. It’s a set it and forget it kind of investment.
Rose F., Richmond Hill, ON | April 21, 2026
I like size of the fund which to me is super important given there are so many players in the space. With that comes the risk reduction and partner with LTV ratio that is healthy. The white glove onboarding treatment is best in class.
Ian H., Hamilton, ON | April 20, 2026
Éire Gorman from Capital Direct about Capital Direct | Income Trust One - What is it & How does it work? Watch video...
- Fund Fact Sheet - Class A
- Fund Fact Sheet - Class C
- Dealer Fund Fact Sheet - Class F
- Capital Direct I Income Trust Offering Memorandum
- Financial Statements Period Ended March 31, 2026
- Audited Financial Statements Period Ended December 31, 2025
- Capital Direct I Income Trust Sample Investor Statement
- Subscription Agreement
- Use of Proceeds 2025, 2024, 2023, 2022
- Distribution Reinvestment Plan (DRIP)
- Relationship Disclosure Information
Marketing Materials
Sales of units may be made through Capital Direct Financial Ltd. or through a Dealer/Advisor.
you are purchasing in Quebec, download the French Offering Memorandum
here.
Download the French Financial Statement
, Subscription Agreement and Fund Fact Sheets
(Class A,
Class C and
Class F)
For information, please call
1-800-625-7747
Make a statement.
Invest locally.
Invest in Canadian homeowners.
Compound your savings.
