The Capital Direct I Income Trust opens select opportunities to investors like you. Share in the success we've built since 2006. You can take advantage of our proven mortgage and real estate expertise.

Capital Direct is one of the fastest growing, non-traditional private lending companies in Canada specializing in home equity and residential mortgage financing. To find out more about Capital Direct, visit our retail web site at

Find out how you can take part in Capital Direct's investment of choice.

With better investing, your plans can become reality sooner than you might think. Investment options offered by banks may not grow fast enough to achieve your financial goals.

Capital Direct I Income Trust contains a blend of mortgages carefully selected based on stability, security, and financial worth.

The Capital Direct I Income Trust is 100% RRSP, RRIF, RESP & TFSA eligible. It is an ideal investment for your medium and long term goals.

Participate in an investment option that takes advantage of the strength of the real estate market and offers attractive returns. Whether you are saving for retirement, a child's education, or simply want your registered or non-registered savings to grow, the Capital Direct I Income Trust can put your savings into high gear and help you achieve your goals. This is an investment you will be proud to tell your family and friends about!

What People Say

We love what we do, and we hope you do too.
Here is what a few of our clients across Canada have to say!

  Having worked for Capital Direct for 14 years I was the first person to invest in the income trust. I trusted the management team and had total faith in the company. CDIT has consistent return year after year. Still contributing. Happy with the service! Highly recommend.  

Carol K., Maple Ridge, BC | November 4, 2021

  My father recommended CDIT as a great investment holding. CDIT gave him a steady rate of return while letting him sleep well at night. Our investments are based on returns, nature of the business, balance sheets, quarterly reports. CDIT maintains to be a trustworthy investment.  

Frank H., Merritt, BC | November 3, 2021

Co-Sponsored Lunches

Capital Direct and the Joey Restaurant Group have partnered to provide lunches for Front Line Workers. Thank you to everyone that has kept the world going!

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* Annual return is based upon 2022 income produced by Class A Units of the Trust after voluntary reduction by Management in Income Participation and distribution.

** Since Inception (2007) is based on the income produced by the Class A Units of the Trust after voluntary reduction by Management in Income Participation and distribution.

Past performance is not an indication of future returns. All subscriptions for the purchase of units are made pursuant to available exemptions. Investors should read the offering memorandum, especially the risk factors relating to the securities offered, before making an investment decision.

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Sales of units in British Columbia, Alberta, Saskatchewan, Manitoba and Ontario may be made through Capital Direct Financial Ltd. or through a Dealer/Advisor. Sales of units in all other provinces and territories must be made through a Dealer/Advisor.
If you are purchasing through a Dealer/Advisor in Quebec, download the French Offering Memorandum here.

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Make a statement.
Invest locally.
Invest in Canadian homeowners.
Compound your savings.

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